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CapFi Lending
CapFi Lending

The Blog

All Things Mortgage: Insights, Trends, and Resources

Our blog articles are geared towards first-time home buyers and mortgage market news.

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    How to Buy a House with No Money Down

    Bycapfiadmin February 18, 2021October 14, 2026

    Do you dream of homeownership but can’t come up with the required down payment? Don’t worry. You may be eligible for a no money down mortgage. Some come with stipulations and others have eligibility requirements. Read…

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    Do I Need a Realtor to Buy a House?

    Bycapfiadmin February 18, 2021October 14, 2026

    When you are ready to make a new home purchase, the first thing to consider is who you want on your team. A Realtor or real estate agent can be your advocate throughout the process. While it is not required to have a…

    Read More Do I Need a Realtor to Buy a House?Continue

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    How Much Do I Need for a House Down Payment?

    Bycapfiadmin February 18, 2021October 14, 2026

    One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years, depending on the home prices in your area and how much you want to put down. How much is required for a…

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    A Home Appraisal Checklist

    Bycapfiadmin February 18, 2021October 14, 2026

    Searching for and finding the perfect new home is just one step of the home buying process. Once you find the perfect home and have a sales contract, it is time to actually get to the business of arranging the purchase.

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    What Is an FHA Mortgage Insurance Premium?

    Bycapfiadmin February 18, 2021October 14, 2026

    FHA mortgages are great for homebuyers without a sizable down payment or with low credit. To use an FHA loan, you will need to pay mortgage insurance premiums. What is Mortgage Insurance? When using a mortgage product…

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    A Home Inspection Checklist

    Bycapfiadmin February 18, 2021October 14, 2026

    When purchasing a home, it is always a good idea to have it professionally inspected. Many lenders even require it as a condition of the loan. Here are the top things that the best home inspectors look for when they…

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    What to Look for in a Neighborhood When Buying a House

    Bycapfiadmin February 18, 2021October 14, 2026

    Evaluating a potential new home’s features is just one part of finding the perfect place to buy. You should also carefully consider the neighborhood that you will be living in to decide if it fits your needs. Here are a…

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    Buydown to Reduce Your Mortgage Interest Rate

    Bycapfiadmin February 18, 2021October 14, 2026

    If you are buying a home, you have probably looked at all kinds of ways to reduce your monthly mortgage costs. These can include putting down a higher down payment or improving your credit to get a lower interest rate.

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    Buying a House without a Real Estate Agent

    Bycapfiadmin February 18, 2021October 14, 2026

    Working with a real estate agent can be very helpful when purchasing a house, especially if you are a first-time homebuyer. But for the seasoned, experienced buyers or the newbies who want to go through it on their own…

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    How Long Does It Take to Buy a House?

    Bycapfiadmin February 18, 2021October 14, 2026

    The home buying process is exciting but can be lengthy, especially if you have a purchase fall through and have to start over. How long should you expect it to take to buy a home from start to finish? The overall home…

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CapFi Lending is a locally owned Austin mortgage broker. We sit down with you one on one, compare options from many lenders, and build a home loan plan around your goals.

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