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CapFi Lending
CapFi Lending

The Blog

All Things Mortgage: Insights, Trends, and Resources

Our blog articles are geared towards first-time home buyers and mortgage market news.

  • Two people signing the same mortgage document in front of a house
    Learn

    What You Need to Know About Cosigning a Mortgage

    ByCapFi Lending February 18, 2021October 14, 2026

    If your credit, debt, or income is keeping you from buying a house, you may be tempted to have another person in a more stable financial position help with your loan application. A non-occupant co-client signing your…

    Read More What You Need to Know About Cosigning a MortgageContinue

  • Open front door and house key for buying a home with no down payment
    Learn

    How to Buy a House with No Money Down

    ByCapFi Lending February 18, 2021October 14, 2026

    Do you dream of homeownership but can’t come up with the required down payment? Don’t worry. You may be eligible for a no money down mortgage. Some come with stipulations and others have eligibility requirements. Read…

    Read More How to Buy a House with No Money DownContinue

  • Real estate agent walking toward a craftsman house with an open door
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    Do I Need a Realtor to Buy a House?

    ByCapFi Lending February 18, 2021October 14, 2026

    When you are ready to make a new home purchase, the first thing to consider is who you want on your team. A Realtor or real estate agent can be your advocate throughout the process. While it is not required to have a…

    Read More Do I Need a Realtor to Buy a House?Continue

  • Hand placing the foundation puzzle piece of a house, representing a down payment
    Learn

    How Much Do I Need for a House Down Payment?

    ByCapFi Lending February 18, 2021October 14, 2026

    One of the first hurdles that potential homeowners must overcome is saving up a down payment. It can take years, depending on the home prices in your area and how much you want to put down. How much is required for a…

    Read More How Much Do I Need for a House Down Payment?Continue

  • Measuring tape around a two-story house with a clipboard and camera for an appraisal
    Learn

    A Home Appraisal Checklist

    ByCapFi Lending February 18, 2021October 14, 2026

    Searching for and finding the perfect new home is just one step of the home buying process. Once you find the perfect home and have a sales contract, it is time to actually get to the business of arranging the purchase.

    Read More A Home Appraisal ChecklistContinue

  • Small house sheltered under an umbrella, representing FHA mortgage insurance protection
    Learn

    What Is an FHA Mortgage Insurance Premium?

    ByCapFi Lending February 18, 2021October 14, 2026

    FHA mortgages are great for homebuyers without a sizable down payment or with low credit. To use an FHA loan, you will need to pay mortgage insurance premiums. What is Mortgage Insurance? When using a mortgage product…

    Read More What Is an FHA Mortgage Insurance Premium?Continue

  • Cutaway house showing roof, plumbing and wiring with a flashlight and toolbox for inspection
    Learn

    A Home Inspection Checklist

    ByCapFi Lending February 18, 2021October 14, 2026

    When purchasing a home, it is always a good idea to have it professionally inspected. Many lenders even require it as a condition of the loan. Here are the top things that the best home inspectors look for when they…

    Read More A Home Inspection ChecklistContinue

  • Tree-lined neighborhood street with a playground, school and cafe
    Learn

    What to Look for in a Neighborhood When Buying a House

    ByCapFi Lending February 18, 2021October 14, 2026

    Evaluating a potential new home’s features is just one part of finding the perfect place to buy. You should also carefully consider the neighborhood that you will be living in to decide if it fits your needs. Here are a…

    Read More What to Look for in a Neighborhood When Buying a HouseContinue

  • House with a downward arrow and lever, showing a mortgage rate buydown
    Learn

    Buydown to Reduce Your Mortgage Interest Rate

    ByCapFi Lending February 18, 2021October 14, 2026

    If you are buying a home, you have probably looked at all kinds of ways to reduce your monthly mortgage costs. These can include putting down a higher down payment or improving your credit to get a lower interest rate.

    Read More Buydown to Reduce Your Mortgage Interest RateContinue

  • Laptop and phone showing home listings with a notepad and key for buying without an agent
    Learn

    Buying a House without a Real Estate Agent

    ByCapFi Lending February 18, 2021October 14, 2026

    Working with a real estate agent can be very helpful when purchasing a house, especially if you are a first-time homebuyer. But for the seasoned, experienced buyers or the newbies who want to go through it on their own…

    Read More Buying a House without a Real Estate AgentContinue

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About Us

CapFi Lending is a locally owned Austin mortgage broker. We sit down with you one on one, compare options from many lenders, and build a home loan plan around your goals.

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  • Calculator
    • Mortgage Calculator
    • Buydown Calculator
  • Loan Options
  • Contact Us
  • About Us
    • Areas We Serve
      • Austin
    • Meet Our Team
    • Reviews
    • Second Look
    • Learning Center
    • VA Learning Center
    • Blog
  • Apply Online
  • Get A Quote