Terms of Use
Last updated: October 20, 2026
This page sets out the rules for visiting capfilending.com (the “Site”), which is operated by CapFi Lending (“CapFi,” “we,” “us”), 2617 Willow St, Unit 1, Austin, TX 78702, NMLS #1692019. Browsing the Site or sending us information through it means you accept these Terms of Use. If you don’t accept them, please don’t use the Site.
1. Who May Use the Site
You confirm that you are 18 or older and able to form a binding agreement. You’ll use the Site in a lawful way that respects these Terms.
2. Submitting Information Is Not a Loan Approval
Filling out a form or sending us details online is not an approval, a promise to lend, or a commitment of any kind. Every loan depends on underwriting, including a review of your credit, a check of the facts you give us, and any other conditions that apply.
3. Rates, Terms and Programs Can Change
Any rate, term or loan program shown on the Site may change at any time without advance notice. What you see here is general information, not an offer to lend. Your actual loan terms are set only after you apply and are approved.
4. Fair Lending
CapFi Lending is an Equal Housing Opportunity company. No applicant is treated differently because of race, color, religion, national origin, sex, marital status or age, or because any portion of their income comes from public assistance.
5. Your Privacy
How we gather, use and safeguard your personal information is explained in our Privacy Policy, which is part of these Terms. By browsing here you accept how that policy says your data is handled.
6. Ownership of Site Content
The words, graphics, logos, images and other material on the Site belong to CapFi and are covered by copyright, trademark and similar laws. Please don’t copy, republish, share or adapt any of it without our written permission.
7. Limits on Our Liability
As far as the law allows, CapFi will not be responsible for any damages, of any type (including indirect, special, consequential or punitive losses) connected with visiting or relying on the Site. We can’t promise the Site will always be available, accurate or free of mistakes, malware or bugs.
8. Links to Other Sites
Some pages link to websites run by others. We don’t control those sites and aren’t responsible for their content, their privacy practices or their terms. Following such a link is your choice and your risk.
9. Updates to These Terms
We may revise these Terms whenever we choose. A revision takes effect as soon as it is posted here, and if you keep using the Site afterward, you accept the revised Terms.
10. Which Law Applies
Texas law governs these Terms and how they are interpreted, without applying any rule that would point to another state’s law.
11. Questions
Need help with anything on this page? reach CapFi Lending at info@capfilending.com or (512) 593-1336, or write to us at 2617 Willow St, Unit 1, Austin, TX 78702.
Continuing to browse the Site shows you’ve read and accepted these Terms of Use.