Dustin Edwards, Loan Officer and Mortgage Broker at CapFi Lending
Founding Partner / MLO
NMLS#: 577050
Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.
Hello, welcome to my page.
Dustin Edwards (NMLS 577050) is the Founding Partner of CapFi Lending, an Austin mortgage broker he built to give borrowers more options and more personal service than a single bank can offer. He began his career in residential lending after attending Grand Valley State University. In Michigan he worked for a national privately held mortgage lender, then became a loan officer and sales manager at a regional bank before bringing his experience to Texas.
With 22 years in mortgage lending and thousands of clients helped, Dustin knows how confusing the home buying process can feel. As a broker, he shops multiple lenders to find the right fit for each client, whether that’s a first-time buyer, a self-employed borrower, a veteran, or a real estate investor. He takes the time to understand each client’s short- and long-term goals, then guides them through every step in an organized, no-surprises way.
Dustin lives in Austin, TX, where his favorite job title is Dad. When he’s not helping families find their way home, you’ll find him enjoying the outdoors with his son, staying active in the community, and still logging miles around Town Lake.
All-in-One Solution
Our Loan Process…
01 PRE-QUALIFY
A loan prequalification sets you up for a smooth home buying experience.
02 SHOP
Start working with a real estate agent and viewing homes.
03 LOAN APPLICATION
A few documents are needed to get a loan file through underwriting.
04 LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
05 UNDERWRITING
They closely evaluate all the documentation in the loan package.
06 CLOSING
Documents are drawn and sent to the title company for closing.
Dustin Edwards: FAQs
Who is Dustin Edwards?
Dustin Edwards is the founder and Founding Partner of CapFi Lending, an independent Austin mortgage brokerage at 2617 Willow St, Unit 1, Austin TX 78702. He has 22 years of experience in mortgage lending and still runs pricing and lender relationships and takes client calls himself.
What is Dustin Edwards’ NMLS number?
Dustin Edwards is a licensed mortgage loan originator, NMLS 577050. His company, CapFi Lending, is licensed as NMLS 1692019. You can confirm both licenses on NMLS Consumer Access, the public licensing database for mortgage companies and loan originators, before you share any documents or apply.
What was Dustin’s background before CapFi Lending?
Dustin started in residential lending in Michigan, where he worked for a national privately held mortgage lender, then became a loan officer and sales manager at a regional bank before bringing his experience to Texas. He then founded CapFi Lending, an Austin brokerage.
What loan types does Dustin Edwards work on?
Dustin works on conventional, FHA, VA and jumbo loans, plus non-QM programs such as DSCR loans for investors, bank statement loans for self-employed borrowers, P&L, asset depletion, ITIN and foreign national loans. Program terms are set by each lender, and some lenders allow options others don’t.
What areas does Dustin serve?
Dustin is based in East Austin and serves buyers and homeowners across Austin and Central Texas, including Travis, Williamson, Hays and Bexar counties. CapFi Lending is licensed to make loans anywhere in Texas, so he also helps clients buying or refinancing in Houston, Dallas-Fort Worth and San Antonio.
How do I work with Dustin Edwards?
Call or text (512) 593-1336, Monday through Saturday, 9 AM to 7 PM, or request a quote online. You’ll reach a licensed loan officer, not a call center. Dustin reviews your scenario, compares options from more than 50 wholesale lenders and lays them out side by side.
What do clients say about working with CapFi Lending?
CapFi Lending is rated 4.9 on Google (79 reviews). You can read those reviews on Google or on the CapFi Lending reviews page before you decide whether to apply with Dustin, and you can verify his NMLS 577050 license on NMLS Consumer Access at any time.
Local office: CapFi Lending's Austin office (2617 Willow St, Unit 1, Austin, TX 78702). Loan programs: First-time buyer loans · VA loans · FHA loans · Conventional loans · Self-employed mortgages · DSCR loans · Jumbo loans