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CapFi Lending
CapFi Lending

The Blog

All Things Mortgage: Insights, Trends, and Resources

Our blog articles are geared towards first-time home buyers and mortgage market news.

  • CapFi Lending
    VA Loans

    VA Loans: Eligibility and Property Requirements

    Bycapfiadmin October 2, 2026October 14, 2026

    Using a VA loan can be a valuable benefit, but understanding eligibility and property requirements can feel overwhelming. A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs that may allow eligible…

    Read More VA Loans: Eligibility and Property RequirementsContinue

  • CapFi Lending
    Mortgage Tips

    Conventional Loans: Document Self-Employed Income

    Bycapfiadmin September 30, 2026October 14, 2026

    By Dustin Edwards, Principal Buying a home when you own a business can feel complicated, especially when your tax returns do not reflect the full strength of your finances. Self-employed buyers can qualify for a…

    Read More Conventional Loans: Document Self-Employed IncomeContinue

  • CapFi Lending
    First Time Home Buyer

    Down Payment Assistance: First-Time Buyer Guide

    Bycapfiadmin September 28, 2026October 14, 2026

    Buying your first home is exciting, but saving for the down payment and closing costs can feel overwhelming. Down payment assistance helps eligible homebuyers cover part of the upfront cost through a grant, deferred…

    Read More Down Payment Assistance: First-Time Buyer GuideContinue

  • CapFi Lending
    Mortgage Tips

    Jumbo Loans: How We Evaluate Options in Austin

    Bycapfiadmin September 25, 2026October 14, 2026

    Buying a higher-priced home in Austin can be exciting, but comparing jumbo loan requirements, rates, and costs can feel overwhelming. A jumbo loan is a mortgage that exceeds current conforming loan limits and is…

    Read More Jumbo Loans: How We Evaluate Options in AustinContinue

  • CapFi Lending
    FHA Loan

    Conventional vs. FHA Loans: Compare Your Options

    Bycapfiadmin September 23, 2026October 14, 2026

    Choosing between a conventional loan and an FHA loan can feel overwhelming when both options have different costs, guidelines, and benefits. Conventional loans generally offer more flexibility with mortgage insurance…

    Read More Conventional vs. FHA Loans: Compare Your OptionsContinue

  • CapFi Lending
    VA Loans

    VA Loans in Austin: How We Guide Veteran Buyers

    Bycapfiadmin September 21, 2026October 14, 2026

    Buying a home with VA benefits can be exciting, but understanding eligibility, appraisals, fees and lender requirements may feel overwhelming. A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs…

    Read More VA Loans in Austin: How We Guide Veteran BuyersContinue

  • CapFi Lending
    Mortgage Tips

    Self-Employed Mortgage: What Lenders Look For

    Bycapfiadmin September 18, 2026October 14, 2026

    Qualifying for a mortgage when you own a business can feel complicated, especially when your tax returns do not show the full strength of your cash flow. A self-employed mortgage uses documented business and personal…

    Read More Self-Employed Mortgage: What Lenders Look ForContinue

  • CapFi Lending
    First Time Home Buyer

    First-Time Home Buyers: Choose an Austin Mortgage

    Bycapfiadmin September 16, 2026October 14, 2026

    Buying your first home in Austin is exciting, but comparing mortgage programs, down payments and closing costs can feel overwhelming. The right first-time home buyer mortgage is the loan that fits your credit, income…

    Read More First-Time Home Buyers: Choose an Austin MortgageContinue

  • CapFi Lending
    First Time Home Buyer

    Down Payment Assistance: Pros and Cons in Texas

    Bycapfiadmin September 14, 2026October 14, 2026

    Buying a home can be exciting, but saving enough for the down payment and closing costs may feel overwhelming. Texas down payment assistance programs help eligible home buyers cover part of their upfront costs through…

    Read More Down Payment Assistance: Pros and Cons in TexasContinue

  • CapFi Lending
    Mortgage Tips

    Self-Employed Mortgage Mistakes: What to Avoid

    Bycapfiadmin September 11, 2026October 14, 2026

    Buying a home when you work for yourself can feel complicated, especially when business income does not fit neatly on a pay stub. A self-employed mortgage is a home loan that qualifies a borrower using documented…

    Read More Self-Employed Mortgage Mistakes: What to AvoidContinue

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CapFi Lending is a locally owned Austin mortgage broker. We sit down with you one on one, compare options from many lenders, and build a home loan plan around your goals.

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