Clay Wilson, Loan Officer and Mortgage Broker at CapFi Lending
Managing Partner / MLO
NMLS#: 1849979
Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.
Hello, welcome to my page.
A native of the Dallas/Fort Worth area, Clay attended Texas State University. After school he began a career in the commercial real estate industry, working within two global commercial real estate firms, CBRE and Cushman & Wakefield, and later in construction management and land development. While living in Austin, Clay has had the opportunity to evaluate, consult, contract, manage and oversee real estate investments on behalf of a variety of corporations and individuals alike. Looking to grow as a real estate professional, Clay pursued a career in finance and is now Managing Partner and an MLO at CapFi Lending, an Austin mortgage broker.
Clay provides a personally driven, solution-oriented approach to each consumer; placing the utmost importance on the relationship between Agent, Borrower and Lender. He prides himself on understanding the critical investment of time and energy each Agent and Borrower have given the home buying process. This understanding fuels Clay’s dedication to both customer and referral partner service.
Clay lives in Austin with his wife, Katherine, their two kids and their dog, Millie. Off the clock, you’ll find him supporting local live music or eating at Matt’s El Rancho (way too often!).
All-in-One Solution
Our Loan Process…
01 PRE-QUALIFY
A loan prequalification sets you up for a smooth home buying experience.
02 SHOP
Start working with a real estate agent and viewing homes.
03 LOAN APPLICATION
A few documents are needed to get a loan file through underwriting.
04 LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
05 UNDERWRITING
They closely evaluate all the documentation in the loan package.
06 CLOSING
Documents are drawn and sent to the title company for closing.
Clay Wilson: FAQs
Who is Clay Wilson?
Clay Wilson is Managing Partner and a licensed mortgage loan originator at CapFi Lending, an independent Austin mortgage brokerage at 2617 Willow St, Unit 1, Austin TX 78702. He lives in Austin and works with buyers, homeowners, builders and investors across Central Texas and statewide.
What is Clay Wilson’s NMLS number?
Clay Wilson is a licensed mortgage loan originator, NMLS 1849979. CapFi Lending, the brokerage he co-leads, is licensed as NMLS 1692019. You can confirm both licenses on NMLS Consumer Access, the public licensing database for mortgage companies and loan originators, before you share documents or apply.
What was Clay’s background before mortgage lending?
Clay came to mortgage lending from commercial real estate, where he worked with CBRE and Cushman & Wakefield, and from construction management and land development. That background helps him read a deal the way a property person does, not only the way an underwriter does.
How long has Clay been in the mortgage business?
Clay has been in the mortgage business since 2018. He joined CapFi Lending on a partnership offer and now serves as Managing Partner, working alongside founder Dustin Edwards to shop client files across more than 50 wholesale lenders for purchase and refinance loans in Texas.
What loan types does Clay Wilson work on?
Clay works on conventional, FHA, VA and jumbo loans, and on non-QM programs including DSCR loans for rental investors, bank statement and P&L loans for self-employed borrowers, and asset depletion loans. Program terms are set by each lender, and some lenders allow options others don’t.
Who tends to work with Clay?
Investors, builders and buyers with more complicated properties often end up working with Clay, because his commercial real estate and land development experience helps him understand the property side of a deal. He also helps first-time and move-up buyers with standard purchase and refinance loans.
What areas does Clay serve?
Clay lives in Austin and works with clients across Austin and Central Texas, including Travis, Williamson, Hays and Bexar counties. Because CapFi Lending is licensed to make loans anywhere in Texas, he also helps clients buying or refinancing in Houston, Dallas-Fort Worth, San Antonio and smaller Texas towns.
How do I work with Clay Wilson?
Call or text CapFi Lending at (512) 593-1336, Monday through Saturday, 9 AM to 7 PM, or request a quote online and ask for Clay. He’ll review your scenario, compare options from more than 50 wholesale lenders and explain the trade-offs. CapFi is rated 4.9 on Google (79 reviews).
Local office: CapFi Lending's Austin office (2617 Willow St, Unit 1, Austin, TX 78702). Loan programs: First-time buyer loans · VA loans · FHA loans · Conventional loans · Self-employed mortgages · DSCR loans · Jumbo loans